DEPOSITS
(Into Crypto.com Exchange)
In the initial years, withdrawal of funds was a bit challenging, and it prevented a major chunk of the users from trying these digital currencies. However, over these years, many crypto exchange platforms have been introduced in the market, making it reliable. PayPal has been an active platform to withdraw money from the crypto exchange platforms.
- Applies to version 4.0 and laterYou can withdraw funds directly to your bank account or to private wallets on seven crypto networks. Withdraw directly to your bank account Withdraw directly to a c.
- After the withdrawal is executed successfully, you may return to Wallet-Spot Account and click Transaction History. Then select Withdraw and the corresponding Date to view the relevant withdrawal. You may also click the corresponding TXID to view the.
- At the moment, there isn't a strict regulation in place about withdrawal amounts and frequency that each bank allows from crypto exchanges. The safe solution right now would be to wait until the big players, i.e., Mastercard and VISA take a stand about this situation.
Deposits - How To
FROM: Crypto.com App Wallet Address
Please refer here on how to deposit crypto from your Crypto.com App to the Crypto.com Exchange
FROM: External Wallet Address
Please refer here on how to deposit crypto to the Crypto.com Exchange
Deposits - Fees & Limits
There are no fees and limits for depositing crypto to the Crypto.com Exchange
Deposits - Processing Time
You can find the number of confirmations required for each coin by selecting the Deposit button in the Balances page.
Deposits- Fiat
Fiat deposits are not yet supported on the Crypto.com Exchange
Note: Currently the Crypto.com Exchange does not support deposits from Smart Contracts and any such transfers will not be credited automatically.
WITHDRAWALS
(From Crypto.com Exchange)
Withdrawals - How To
TO: Crypto.com App Wallet Address
Please refer here on how to withdraw to the Crypto.com App from the Crypto.com Exchange
TO: External Wallet Address
Please refer here on how to withdraw to an external wallet address from the Crypto.com Exchange
Withdrawals- Fees & Limits
A withdrawal from the Crypto.com Exchange is an on-chain transaction of transferring crypto to an external cryptocurrency address (usually a wallet or another exchange). As with all blockchain transactions, they come with a fee.
Note: Transferring crypto to your Crypto.com Wallet App's address will also incur a fee if completed on-chain. To avoid a fee, please use the Withdraw to App function.
Withdrawal fees will be settled in the currency you are receiving and can not be paid with CRO.
Withdrawal Fees & Limits
Please refer to the schedule listedhere
Withdrawals- Processing Time
Withdrawals to an external address may take 2-3 hours to process.
Withdrawals to the Crypto.com App are instant.
Withdrawals- Fiat
Fiat withdrawals are not yet supported on the Crypto.com Exchange
Table of Contents
- Introduction
- How to Buy/Sell Cryptocurrency
A. Buy using Credit/Debit Card
B. Buy using Fiat Wallet
C. How to Sell Cryptocurrency
3. How to Withdraw/Deposit
A. Withdraw
B. Deposit
4. EUR Bank Transfers via SEPA
5. EUR Withdrawal via SEPA
6. Send Cryptocurrency to Friends
7. Crypto.com Crypto.com Visa Card
9. CRO Token Utility Overview
10. Crypto Wallet Overview
11. How to Track Cryptocurrency on the Crypto.com App
12. How to use Crypto Earn
13. How to use Crypto Credit
14. Crypto.com Pay
15. BG25 Referral Program
16. Useful Links and Social Media Channels
________________________________________________________________
1. Introduction
Welcome to the Crypto.com App Complete Guide! Whether you're new to crypto, an avid user or just here check out our features, here's a simple step-by-step guide on how to use the Crypto.com App. Let's get started!
__________________________________________________________________
2. How to Buy/Sell Cryptocurrencies on the Crypto.com App
A. Buy using Credit/Debit Card
Note: Before Transacting Cryptocurrency, you must register for an account and complete your Identification Verification or KYC (Know Your Customer)
Step 1. Open the Crypto.com App and Select 'Buy'
Step 2. Select the Cryptocurrency You Would Like to Purchase
Step 3. Select Credit Card as the Purchase Method
Step 4. Accept the 3.5% Card Fee.
Step 5. Click 'Add Credit or Debit Card'.
Step 6. Fill Out Your Credit/Debit Card Information ($0.10 Will be Charged to Your Card to Authenticate the Transaction)
Step 7. Select the Amount of Cryptocurrency You Would Like to Purchase and Click 'Buy'.
Step 8. Please Check and Confirm the Transaction.
Step 9. Congratulations! You've Purchased Cryptocurrency.
You will receive a confirmation email with your transaction details. The transaction details will also be shown in the respective wallet of your transaction.
B. Buy using Bank Transfer
Step 1. Open the Crypto.com App and Select 'Buy'
Step 2. Select Fiat Wallet as the Purchase Method
Step 3. Select the Amount of Cryptocurrency You Would Like to Purchase and Click 'Buy'.
Step 4. Confirm the Transaction.
Step 5. Congratulations! You've Purchased Cryptocurrency.
You will receive a confirmation email with your transaction details. The transaction details will also be shown in the respective wallet of your transaction.
C. How to Sell Cryptocurrency on the Crypto.com App.
Step 1. Open the Crypto.com App and Select 'Sell'.
Step 2. Select the Cryptocurrency You Would Like to Sell.
Step 3. Choose the Amount You Would Like to Sell, As Well as the Cryptocurrency You Would Like to Sell For.
Step 4. Confirm the Transaction
Step 5. Congratulations! You've Sold Cryptocurrency.
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3. How to Withdraw/Deposit Cryptocurrency to/from the Crypto.com App
A withdrawal from the Crypto.com App is a transaction of transferring crypto from the Crypto.com environment to an external address (usually a wallet or an exchange). As all blockchain transactions - and contrary to sending crypto to another Crypto.com App user - they come with a fee.
You can find the relevant withdrawal fee in the Fees & Limits section of the Settings in your Crypto.com App.
The Crypto.com app makes depositing and withdrawing cryptocurrency easier than ever. One of the most popular sites users transfer to and from is an exchange called Coinbase.
For the sake of this guide we will show the deposits and withdrawals transferred from Coinbase. Regardless, the method is nearly the same for most places you will transfer cryptocurrency.
Things to note:
- Your deposit address for ETH and ERC-20 tokens* is exactly the same.
- XRP and BNB deposits require both the destination tag and deposit address.
Disclaimer: Be extremely careful while depositing/withdrawing cryptocurrency. A simple mistake such as missing a letter or a number in your cryptocurrency address will result in an irrevocable loss of funds. Please refer to the Crypto.com App terms and conditions for more information.
A. Withdrawing Cryptocurrency from the Crypto.com App
Step 1. Open Your Coinbase App and Select the 'Accounts' Tab.
Step 2. Select Which Cryptocurrency You Would Like To Withdraw
Step 3. Select the 'QR Code' Button in the Top Right Corner.
Step 4. Select 'Copy Address' to Copy the Address to Your Clipboard.
Step 5. Open up Your Crypto.com App and Select 'Transfer'.
Step 6. Click on 'Withdraw' > 'Crypto' > 'External Wallet'
Step 7. Click on '+ Add Wallet Address' to Whitelist your Wallet Address.
Step 8. Enter the Wallet Address and Give the Wallet a Name, Then Click Continue.
Step 9. Navigate To The Crypto.com Email Confirmation.
Step 10. Once You Receive the Email, Click the 'Confirm Withdrawal address' Button.
Step 11. Once You've Done This You Will be Able to Withdraw to the Address. From Here Hit the 'Send (Crypto)' Button.
Step 12. Select the Amount of Cryptocurrency You Would Like to Send.
Step 13. Your Cryptocurrency has Been Withdrawn.
In most cases crypto withdrawals are almost instant and normally should take no longer than two hours to be processed - subject to network conditions.
B. Depositing Cryptocurrency to the Crypto.com App
Step 1. Click 'Transfer' > 'Deposit' > 'Crypto'
Step 2. Navigate to Click on the Crypto you Wish to Deposit (in this case ETH).
Step 3. Click on the 'Copy' Icon Beside Your Wallet Address to Copy the Address to Your Clipboard.
Step 4. Open the Coinbase App and Select 'Accounts'.
Step 5. Select the Cryptocurrency You Would Like to Send to the Crypto.com App.
Step 6. Click on the 'Paper Airplane' or 'Send' Icon in the Top Right Corner.
Step 7. Select the Amount of Cryptocurrency You Would Like to Send to Crypto.com and Select 'Next'.
Step 8. Paste Your Wallet Address in the 'To' Section. Click Next in the Top Right Corner.
Step 9. Confirm Your Transaction.
Step 10. You're All Done. Within 5–60 Minutes You Will Receive Confirmation That Your Cryptocurrency has Arrived in Your Wallet.
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4. Fiat Wallet - EUR Bank Transfers via SEPA
Bank transfers via SEPA Network are a relatively inexpensive way to transfer funds into the Crypto.com App.
For information on the use of Transferwise to fund your EUR Bank Transfers via SEPA Network, read here:
How to set up my EUR currency wallet & payment network?
- Go to 'Fiat Wallet' from Super App Menu Button or Home Screen.
- Tap 'Transfer' > 'Deposit' > 'Fiat'
- Setup EUR (SEPA)
- Complete the EUR wallet set-up as per the SEPA network instructions and T&C acceptance
- Use the bank account info provided to transfer directly through your bank via the SEPA network
- We will notify you once your bank transfer has been successfully deposited
Fiat deposits are not yet supported on the Crypto.com Exchange
Note: Currently the Crypto.com Exchange does not support deposits from Smart Contracts and any such transfers will not be credited automatically.
WITHDRAWALS
(From Crypto.com Exchange)
Withdrawals - How To
TO: Crypto.com App Wallet Address
Please refer here on how to withdraw to the Crypto.com App from the Crypto.com Exchange
TO: External Wallet Address
Please refer here on how to withdraw to an external wallet address from the Crypto.com Exchange
Withdrawals- Fees & Limits
A withdrawal from the Crypto.com Exchange is an on-chain transaction of transferring crypto to an external cryptocurrency address (usually a wallet or another exchange). As with all blockchain transactions, they come with a fee.
Note: Transferring crypto to your Crypto.com Wallet App's address will also incur a fee if completed on-chain. To avoid a fee, please use the Withdraw to App function.
Withdrawal fees will be settled in the currency you are receiving and can not be paid with CRO.
Withdrawal Fees & Limits
Please refer to the schedule listedhere
Withdrawals- Processing Time
Withdrawals to an external address may take 2-3 hours to process.
Withdrawals to the Crypto.com App are instant.
Withdrawals- Fiat
Fiat withdrawals are not yet supported on the Crypto.com Exchange
Table of Contents
- Introduction
- How to Buy/Sell Cryptocurrency
A. Buy using Credit/Debit Card
B. Buy using Fiat Wallet
C. How to Sell Cryptocurrency
3. How to Withdraw/Deposit
A. Withdraw
B. Deposit
4. EUR Bank Transfers via SEPA
5. EUR Withdrawal via SEPA
6. Send Cryptocurrency to Friends
7. Crypto.com Crypto.com Visa Card
9. CRO Token Utility Overview
10. Crypto Wallet Overview
11. How to Track Cryptocurrency on the Crypto.com App
12. How to use Crypto Earn
13. How to use Crypto Credit
14. Crypto.com Pay
15. BG25 Referral Program
16. Useful Links and Social Media Channels
________________________________________________________________
1. Introduction
Welcome to the Crypto.com App Complete Guide! Whether you're new to crypto, an avid user or just here check out our features, here's a simple step-by-step guide on how to use the Crypto.com App. Let's get started!
__________________________________________________________________
2. How to Buy/Sell Cryptocurrencies on the Crypto.com App
A. Buy using Credit/Debit Card
Note: Before Transacting Cryptocurrency, you must register for an account and complete your Identification Verification or KYC (Know Your Customer)
Step 1. Open the Crypto.com App and Select 'Buy'
Step 2. Select the Cryptocurrency You Would Like to Purchase
Step 3. Select Credit Card as the Purchase Method
Step 4. Accept the 3.5% Card Fee.
Step 5. Click 'Add Credit or Debit Card'.
Step 6. Fill Out Your Credit/Debit Card Information ($0.10 Will be Charged to Your Card to Authenticate the Transaction)
Step 7. Select the Amount of Cryptocurrency You Would Like to Purchase and Click 'Buy'.
Step 8. Please Check and Confirm the Transaction.
Step 9. Congratulations! You've Purchased Cryptocurrency.
You will receive a confirmation email with your transaction details. The transaction details will also be shown in the respective wallet of your transaction.
B. Buy using Bank Transfer
Step 1. Open the Crypto.com App and Select 'Buy'
Step 2. Select Fiat Wallet as the Purchase Method
Step 3. Select the Amount of Cryptocurrency You Would Like to Purchase and Click 'Buy'.
Step 4. Confirm the Transaction.
Step 5. Congratulations! You've Purchased Cryptocurrency.
You will receive a confirmation email with your transaction details. The transaction details will also be shown in the respective wallet of your transaction.
C. How to Sell Cryptocurrency on the Crypto.com App.
Step 1. Open the Crypto.com App and Select 'Sell'.
Step 2. Select the Cryptocurrency You Would Like to Sell.
Step 3. Choose the Amount You Would Like to Sell, As Well as the Cryptocurrency You Would Like to Sell For.
Step 4. Confirm the Transaction
Step 5. Congratulations! You've Sold Cryptocurrency.
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3. How to Withdraw/Deposit Cryptocurrency to/from the Crypto.com App
A withdrawal from the Crypto.com App is a transaction of transferring crypto from the Crypto.com environment to an external address (usually a wallet or an exchange). As all blockchain transactions - and contrary to sending crypto to another Crypto.com App user - they come with a fee.
You can find the relevant withdrawal fee in the Fees & Limits section of the Settings in your Crypto.com App.
The Crypto.com app makes depositing and withdrawing cryptocurrency easier than ever. One of the most popular sites users transfer to and from is an exchange called Coinbase.
For the sake of this guide we will show the deposits and withdrawals transferred from Coinbase. Regardless, the method is nearly the same for most places you will transfer cryptocurrency.
Things to note:
- Your deposit address for ETH and ERC-20 tokens* is exactly the same.
- XRP and BNB deposits require both the destination tag and deposit address.
Disclaimer: Be extremely careful while depositing/withdrawing cryptocurrency. A simple mistake such as missing a letter or a number in your cryptocurrency address will result in an irrevocable loss of funds. Please refer to the Crypto.com App terms and conditions for more information.
A. Withdrawing Cryptocurrency from the Crypto.com App
Step 1. Open Your Coinbase App and Select the 'Accounts' Tab.
Step 2. Select Which Cryptocurrency You Would Like To Withdraw
Step 3. Select the 'QR Code' Button in the Top Right Corner.
Step 4. Select 'Copy Address' to Copy the Address to Your Clipboard.
Step 5. Open up Your Crypto.com App and Select 'Transfer'.
Step 6. Click on 'Withdraw' > 'Crypto' > 'External Wallet'
Step 7. Click on '+ Add Wallet Address' to Whitelist your Wallet Address.
Step 8. Enter the Wallet Address and Give the Wallet a Name, Then Click Continue.
Step 9. Navigate To The Crypto.com Email Confirmation.
Step 10. Once You Receive the Email, Click the 'Confirm Withdrawal address' Button.
Step 11. Once You've Done This You Will be Able to Withdraw to the Address. From Here Hit the 'Send (Crypto)' Button.
Step 12. Select the Amount of Cryptocurrency You Would Like to Send.
Step 13. Your Cryptocurrency has Been Withdrawn.
In most cases crypto withdrawals are almost instant and normally should take no longer than two hours to be processed - subject to network conditions.
B. Depositing Cryptocurrency to the Crypto.com App
Step 1. Click 'Transfer' > 'Deposit' > 'Crypto'
Step 2. Navigate to Click on the Crypto you Wish to Deposit (in this case ETH).
Step 3. Click on the 'Copy' Icon Beside Your Wallet Address to Copy the Address to Your Clipboard.
Step 4. Open the Coinbase App and Select 'Accounts'.
Step 5. Select the Cryptocurrency You Would Like to Send to the Crypto.com App.
Step 6. Click on the 'Paper Airplane' or 'Send' Icon in the Top Right Corner.
Step 7. Select the Amount of Cryptocurrency You Would Like to Send to Crypto.com and Select 'Next'.
Step 8. Paste Your Wallet Address in the 'To' Section. Click Next in the Top Right Corner.
Step 9. Confirm Your Transaction.
Step 10. You're All Done. Within 5–60 Minutes You Will Receive Confirmation That Your Cryptocurrency has Arrived in Your Wallet.
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4. Fiat Wallet - EUR Bank Transfers via SEPA
Bank transfers via SEPA Network are a relatively inexpensive way to transfer funds into the Crypto.com App.
For information on the use of Transferwise to fund your EUR Bank Transfers via SEPA Network, read here:
How to set up my EUR currency wallet & payment network?
- Go to 'Fiat Wallet' from Super App Menu Button or Home Screen.
- Tap 'Transfer' > 'Deposit' > 'Fiat'
- Setup EUR (SEPA)
- Complete the EUR wallet set-up as per the SEPA network instructions and T&C acceptance
- Use the bank account info provided to transfer directly through your bank via the SEPA network
- We will notify you once your bank transfer has been successfully deposited
How to deposit EUR?
Upon successful setup of the SEPA bank transfer account, you will see an information page with all the details necessary to transfer EUR from your bank account. This information can be also assessed via the 'Deposit EUR' button in your EUR Fiat Wallet.
Please keep in mind that only SEPA transfers from bank accounts bearing your name will be accepted. The information needed consists of:
- Beneficiary name - the legal name you used to register in our app (this is the person you're sending the money to)
- IBAN - this is the bank account number, to which you are sending the funds
- BIC/SWIFT code - some banks require it to transfer the money
- Institution name, address and country - not all banks require this info, but if they do, please use the details provided here
There may be slight differences in the details required by banks, but the information you have here will be sufficient for all of them.
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5. EUR Withdrawal via SEPA
Crypto.com users can withdraw fiat from their App by selling crypto to their EUR wallet and transferring EUR funds from this wallet to their bank account(s) in SEPA.
Due to compliance regulations, users are required to have at least one successful EUR deposit via SEPA to Crypto.com before we are permitted to transfer EUR funds back to the same bank account.
*Requires app version iOS 3.40/ Android 3.40 or higher
How to submit a EUR withdrawal request?
- Go to 'Fiat Wallet' from Super App Menu Button / Home Screen Wallet Balance: Tap 'Transfer' > 'Withdraw' > 'Fiat'
2. Tap on your EUR balance and 'Withdraw EUR'
3. Browse through the submission process and withdrawal limits then tap on 'Withdraw Now'
4. Insert your withdrawal amount and select the bank account you are withdrawing funds to
5. Review and confirm the withdrawal request
6. Wait for our internal review and we will notify you once the withdrawal is processed
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6. Send Cryptocurrency to Friends via 'Pay Your Friends' Feature
In addition to deposits/withdrawals, Crypto.com also offers users the ability to transfer cryptocurrency to friends using its 'Pay Your Friends' function. This function allows you to transfer cryptocurrency to your contacts nearly instantly and with zero fees.
Step 1. Open the App and Select 'Pay'.
Step 2. Click 'Send'
Step 3. Navigate Your Contacts to Select Which Friend You Wish to Send To
Note: After you've granted us permission to access your phone's contact list, we'll check the phone numbers with our records to determine whether a phone number is registered by a Crypto.com user.
In cases where the contact's phone number does not have a country code, we'll use your registered phone number's country code and add it to your contact's phone number.
Step 4. Select the Cryptocurrency to Send.
Step 5. Input the Amount you Wish to Send (You can add a note if you wish).
Step 6. Click to Confirm the Transaction.
Step 7. Just Like That You've Instantly Sent Cryptocurrency to Your Friend for no Fee.
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7. Crypto.com Crypto.com Visa Cards
Note: The benefits shown below are contingent on the user keeping a continuous stake of at least 5,000 CRO for a Ruby Steel Card.
The Crypto.com Visa Card is currently available in Singapore, the United States, countries in Asia Pacific and European Union.
In order to receive one of the Premium Metal Crypto.com Visa Cards on the Crypto.com app, one must lock up a predetermined number of of CRO Tokens corresponding to your card of choice (see above).
CRO Tokens that are used to reserve a card will be locked within the Crypto.com app for a duration of 180 days, after which you are free to do whatever you please with your denomination of CRO tokens.
Crypto.com Visa Card Cashback
Once you receive your Crypto.com Visa Card, you will immediately be able to enjoy up to 8% cashback (Depending on your card tier), by making purchases online and globally anywhere Visa is accepted.
Aside from providing one of the most generous crypto card cashbacks ever seen in the industry, the cashback function also offers a number of token utility.
When you make a purchase with your Crypto.com Visa Card, the cashback you earn will always be allocated to you in the form of CRO Tokens.
How to Reserve Your Crypto.com Visa Card
Note: The card reservation process will look slightly different if you have yet to reserve a card and the UI/UX varies in some regions.
Step 1. Open the Crypto.com App and Select 'Card'.
Step 2. Navigate to the Card You Would Like to Reserve (Every Card Except Midnight Blue Requires You to Stake CRO Tokens for a 180-days Term)
Step 3. Purchase/Stake the Amount of CRO Tokens Proportional to the Card You Are Reserving.
Step 4. Congratulations! You Have Reserved Your Crypto.com Visa Card.
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9. CRO Token Utility Overview
CRO tokens are able to be used and/or earned in connection with this product by eligible persons in the following key ways:
Crypto.com Coin (CRO) is the token that will natively run Crypto.com Chain. A revolutionary new payment system that is simple, beginner friendly and gaining traction as a leader in the Crypto payments industry. CRO also powers the overall Crypto.com ecosystem, with utility across payment, trading and financial services use cases.
The product uses QR codes to send payments simply and effectively at no cost to customers or merchants, whilst offering up to 10% cashback when paying with CRO. Now that is an incentive to pay with crypto.
Crypto.com Chain will operate both online through the 'Pay With Crypto.com Button' appearing at the checkout of partnered merchants, as well as offline as a simple line of code integrated into existing POS systems.
In the following video, we showcased its ability to enable instant cryptocurrency payments on existing merchant payment rails:
https://www.youtube.com/watch?v=vvl_OhL0Ez8
This utility is laid out as follows
- Earn up to 20% cashback paying for goods online at Crypto.com Pay approved merchants.
- Earn up to 10% Cashback on in-app Gift Card purchases paid out in CRO Tokens to your Crypto Wallet.
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10. Crypto.com App Overview
Crypto.com App homepage
Once you purchase cryptocurrency in the Crypto.com app you'll find it in your Crypto Wallet. Your Crypto Wallet is essentially just like the wallet in your pocket. The only difference being that instead of being filled with hyperinflationary fiat currency, it's filled with cryptocurrency.
The Crypto.com app offers up to 50+ coins. These include:
Crypto.com Chain (CRO), Bitcoin (BTC), Ethereum (ETH), Ripple (XRP), Binance Coin (BNB), Litecoin (LTC), and more!
Example of the transaction history
On the bottom section of your Crypto Wallet, you will find your transaction history. This will show everything from Referral Rewards allocations to Card Cashback.
Think of this section like a bank statement. Every time crypto goes in or out of the wallet it is recorded here in a simple, easy to understand format.
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11. How to Track Cryptocurrency on the Crypto.com App
The tracking function can also sort by many different options such as by, Large Cap, Small Cap, Top Performers, Worst Performers, High Exchange Volume and Low Exchange Volume.
Follow the steps below to build your own portfolio of coins to track. You'd be surprised by the opportunities that arise when you pay close attention to the market.
Step 1. Open up Your App and Select 'Track' on the Bottom Menu Bar.
Step 2. Use the Search Bar to Find the Cryptocurrency You Would Like to Track.
Step 3. Select the Cryptocurrency You are Interested in Tracking. Tap The Star in the Corner of the Window to Begin Tracking.
Step 4. Your 'Starred' Coins Will Now Appear at the top of the Tracking Section, Allowing Easy Access to Prices and Analytics at Your Fingertips.
Step 5. You Can Set Target Price Alerts or Percentage Movement Alerts by Clicking on the 'Bell' icon on the top right and Create an Alert or the '+' icon.
Step 6. Select your Desired Token
Step 7. Set Target Price Alert/Percentage Movement Alert.
Step 8. Toggle your Desired Amounts/Percentages.
Step 9. You're all set! You can Enable/Disable the Alert as you Wish.
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12. How To Use Crypto Earn
Crypto Earn is sort of like your savings account, stake your crypto and earn interest. Unlike your savings account, Crypto Earn earns you a fair interest rate (up to 18%). Crypto Earn also allows you flexibility in the way you would like to save. There are 3 different staking durations to choose from.
Crypto.com Earn Rates:
There are 2 fixed holding options, a 1-month term and a 3-month term, as well as a flexible holding term. Users can enjoy better annual interest rate (APR) when they have CRO Tokens staked.
TERMS | Flexible (APR) | 1 Month (APR) | 3 Months (APR) | |||
With 5000 Staked/No Stake | With >= 50000 CRO Stake | With 5000 Staked/No Stake | With >= 50000 CRO Stake | With 5000 Staked/No Stake | With >= 50000 CRO Stake | |
CRO | 2% | 2% | 4% | 4% | 6% | 6% |
DAI | 6% | 8% | 8% | 10% | 10% | 12% |
PAX* | 6% | 8% | 8% | 10% | 10% | 12% |
TUSD* | 6% | 8% | 8% | 10% | 10% | 12% |
TAUD* | 6% | 8% | 8% | 10% | 10% | 12% |
TCAD* | 6% | 8% | 8% | 10% | 10% | 12% |
TGBP* | 6% | 8% | 8% | 10% | 10% | 12% |
USDC* | 6% | 8% | 8% | 10% | 10% | 12% |
USDT** | 6% | 8% | 8% | 10% | 10% | 12% |
ICX | 0.5% | 1.0% | 1.0% | 2.0% | 2.0% | 3.0% |
BTC | 1.5% | 2% | 3% | 4.5% | 4.5% | 6.5% |
ETH | 2.5% | 3.5% | 3.5% | 4.5% | 4.5% | 5.5% |
LTC | 0.5% | 1.0% | 1.0% | 2.0% | 2.0% | 3.0% |
XRP | 0.5% | 1.0% | 1.0% | 2.0% | 2.0% | 3.0% |
BCH | 0.5% | 1.0% | 1.0% | 2.0% | 2.0% | 3.0% |
KNC | 0.5% | 1.0% | 1.0% | 2.0% | 2.0% | 3.0% |
ALGO | 0.5% | 1.0% | 1.0% | 2.0% | 2.0% | 3.0% |
ATOM | 0.5% | 1.0% | 1.0% | 2.0% | 2.0% | 3.0% |
XTZ | 0.5% | 1.0% | 1.0% | 2.0% | 2.0% | 3.0% |
OMG | 0.5% | 1.0% | 1.0% | 2.0% | 2.0% | 3.0% |
XLM | 0.5% | 1.0% | 1.0% | 2.0% | 2.0% | 3.0% |
ADA | 0.5% | 1.0% | 1.0% | 2.0% | 2.0% | 3.0% |
EOS | 0.5% | 1.0% | 1.0% | 2.0% | 2.0% | 3.0% |
BNB | 0.5% | 1% | 1% | 2% | 2% | 3% |
BAT | 0.5% | 1% | 1% | 2% | 2% | 3% |
LINK | 0.5% | 1% | 1% | 2% | 2% | 3% |
MKR | 0.5% | 1% | 1% | 2% | 2% | 3% |
PAXG | 0.5% | 1% | 1% | 2% | 2% | 3% |
VET | 0.5% | 1% | 1% | 2% | 2% | 3% |
ENJ | 0.5% | 1% | 1% | 2% | 2% | 3% |
COMP | 0.5% | 1% | 1% | 2% | 2% | 3% |
CELR | 0.5% | 1% | 1% | 2% | 2% | 3% |
MANA | 0.5% | 1% | 1% | 2% | 2% | 3% |
eGLD | 0.5% | 1% | 1% | 2% | 2% | 3% |
*PAX/TUSD/USDC are not available for Singapore users.
**USDT is not available for U.S. and Singapore users.
Without a CRO stake, your yearly interest is reduced. This encourages tokens to stay on the platform.
Thanks to Crypto.com's Flexible Term option you can earn up to 10% interest and have constant access to your crypto. Request a withdrawal at any point during your flexible deposit period and instantly receive your crypto, as well as the interest you've earned.
As a final note, If you have one of the 3 highest tier cards (50,000, 500,000 or 5,000,000 CRO Stake). Your CRO stake will earn CRO Staking Bonuses credited to you weekly. The 50,000 CRO tier receives 16% p.a. on their stake. 500,000 and 5,000,000 CRO tiers receives 18% p.a.
Depositing Crypto In Crypto Earn
Step 1. Open Your App and Navigate to the 'Crypto Earn' Section.
Step 2. Click on the '+' icon in the Top Corner.
Click on the '?' to read more info.
Step 3. Select the Cryptocurrency and Amount You Would Like to Stake.
Step 4. Select the Length of Term You Would Like to Select.
Step 5. Agree to the Crypto Earn Terms.
Step 6. Enter the Desired Amounts and Click Deposit
Step 7. You've Successfully Deposited Crypto Into Crypto Earn. You Will Begin Earning Interest Immediately. In The Crypto Earn Menu You Will Now Find Details on Your Current Term.
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13. How To Use Crypto Credit
Crypto Credit is a fantastic alternative to a Line of Credit. One much safer and easier to obtain.
Crypto Credit allows you to take out a loan paid out in TUSD or PAX, by using each of these cryptocurrencies as collateral. The loan is then immediately available in your Crypto.com Wallet. The loan can then be repaid using the same stable coin in which the deposit was made.
Users decide their own repayment terms within a 12-month period. There is no fixed repayment schedule, no monthly late fees or deadlines, and users have the flexibility to repay any amount, at any time, in the 12 months upon the start of their credit term.
Collateral Health indicates whether your collateral is at risk of being liquidated, based on your current Loan-to-Value (LTV) ratio.
If your Collateral Health reaches the Poor/Critical threshold, a Margin Call will be triggered to notify you to rebalance your loan by depositing additional collateral or make a repayment.
When the LTV goes beyond the 80% threshold, 100% of your collateral will be liquidated.
Crypto Credit incurs 8% APR with a CRO stake of at least 5,000 CRO and 12% APR without CRO Staked.
How to Obtain a Crypto Credit Loan
Step 1. Open Your App and Select 'Crypto Credit'.
Step 2. View the Detailed Information and Select 'Deposit Now'
Step 3. Select the Cryptocurrency You Would Like to Hold as Collateral (BTC, CRO, XRP, ETH, LTC, EOS, XLM)
Step 4. Select the type (TUSD, PAX, USDC or USDT) and Amount of Cryptocurrency Your Would Like to Use as Collateral. You Will Then See the Amount You Will Receive in Credit.
Step 5. Agree to the Terms and Conditions.
Step 6. Confirm the Transaction.
Step 7. You've Deposited Your Crypto and Will Instantly Receive Your Credit.
Making Crypto Credit Payments
Step 1. From the Crypto Credit Homepage, Select 'Pay Balance'.
Step 2. Select How Much You Would Like to Pay Back, or Select Pay Full Amount.
Step 3. Confirm Your Payment.
Step 4. The Amount You've Selected has Been Repaid.
Crypto.com App approved users except citizens and residents of Hong Kong SAR, Singapore, Switzerland, Malta, or the United States of America are able to use Crypto Credit. Efforts are underway to make these products available to these jurisdictions.
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How To Withdraw Money From Crypto Commodities
14. Crypto.com Pay
Crypto.com Pay is a revolutionary new payment platform that uses CRO as its native on-chain digital asset. Crypto.com Pay allows users to pay Online using the 'Pay With Crypto.com' button, as well as allowing Physical Merchants to accept cryptocurrency payments using a simple QR code based payment system that can be implemented onto 99% of payment systems by simply inserting a line of code.
Above you can see a video of me using 'Pay With Crypto.com' button on the official Crypto.com store.
May 3, 2019 brought us a first look at how Crypto.com Pay is going to operate for physical merchants. The first of which you will realize is none other than Starbucks.
As you can see in the above video, the process is just as simple, if not even simpler than it's online counterpart. This is of paramount importance. For adoption to be pushed in today's world, payments will need to be easy, secure and provide significant incentive to parties on both sides of the transaction (No fees and cashback).
Buying Gift Cards With CRO and Crypto.com Pay
On June 27, 2019, Crypto.com increased CRO's token utility by allowing users to purchase gift cards using CRO and Crypto.com Pay. This can be accessed by clicking Crypto.com Pay and selecting Gift Cards.
It's simple really. Purchase gift cards using CRO and earn up to 10% cash back in CRO Token.
How To Withdraw Money From Crypto Computer
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15. BG25 Referral Program
Crypto.com offers one of the most beneficial and powerful referral programs you've ever seen.
Crypto.com's BG25 program allows users to gift referees $25 USD as well and receiving $25 USD for their efforts.
To receive your $25 USD bonus, your referee must download the Crypto.com app and stake a minimum of 5,000 CRO for a Premium Crypto.com Visa Card. Upon completion of this task you will receive the above notification and you will both be paid out $25 USD worth of CRO
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16. Useful Links and Social Media Channels
How To Crypto Currency
- Website: www.crypto.com
- Blog: blog.crypto.com
- Twitter: www.twitter.com/cryptocom
- Telegram: www.t.me/CryptoComOfficial
- Telegram Announcements Channel: www.t.me/CryptoComOfficialAnnouncements
- Telegram Korea: www.t.me/CryptoCom_Korea
- Reddit: www.reddit.com/r/Crypto_com
- Facebook: www.facebook.com/CryptoComOfficial
- LinkedIn: www.linkedin.com/company/cryptocom
- Instagram: www.instagram.com/cryptocomofficial
- Discord: www.discord.gg/nsp9JTC